The news: Despite financial confidence, 30% of high-earning millennials think starting a family is financially risky, per a survey of 600 well-off millennials commissioned by ABN AMRO and conducted by PanelWizard Direct in November 2024.

Dive deeper: Fifty-six percent of high-earning millennials consider themselves “financially confident” while 27% feel their income or assets don’t provide enough security to invest without fear.

That fear worsens among younger respondents—4 out of 10 millennials through age 35 say starting a family is too financially risky. And the financial stressors respondents cited for their decisions were: