The news: This week’s New York Fed Regional and Community Banking Conference featured a panel of community bankers from the New York region who discussed their most pressing concerns as well as future opportunities and challenges. We compiled key takeaways from the discussion.

What they’re most concerned about today:

• Economic uncertainty: While regional economies remain strong and loan demand is steady, prolonged uncertainty—especially post-election—could have long-term impacts. Consumers are feeling the pressure of higher prices, as indicated by increased default rates.